Default coverage is a bit lower than other insurers
Loss of use coverage is capped
Dwelling, contents, other structures, personal liability, and medical payments.
Water, flood, housesharing apps like AirBnB, small business, scheduled property, sports equipment, musical instruments, lawn and garden, data recovery, green materials reimbursement, and identity theft.
Multi-policy, new home, claims-free, responsible customer, loyalty, early payment, and home protection systems.