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Personal Finance Apps
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Number of Reviews
Mint
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Watch a video review of this product
Pros & Cons
Tons of tools for budgeting and financial planning
Completely free
Excellent user experience
Sells financial data (in aggregate) to third parties
Retirement tracking is lacking
Features
Bill payment tracking, budgeting, unusual spend alerts, categorization, investment tracking, and credit score reports
Pricing
Free
Platforms
iOS and Android
Best for
Everyday spending, saving
Mint Full Review
YNAB
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Watch a video review of this product
Pros & Cons
Great budgeting software
Gives advice and helps with strategy
Desktop app as well as mobile apps
Has a somewhat steep monthly fee
No investment or bill payment
Features
Budgeting, unusual spend alerts, categorization, and credit score reports
Pricing
$11.99 a month
Platforms
Desktop, iOS, Android
Best for
Budgeting, advice
YNAB Full Review
Spendee
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Pros & Cons
Can set up shared wallets
Good for couples and families with separate finances
Very customizeable
Not as feature-rich as other apps
Budget categories can't be customized
Features
Budgeting, unusual spend reports, categorization, spending analytics
Pricing
Free
Platforms
iOS and Android
Best for
Couples and families
Spendee Full Review
Personal Capital
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Watch a video review of this product
Pros & Cons
Good for older, established earners
Offers investment tracking, retirement planning, and portfolio reviews
Less robust for everyday spending
Not really meant for the average person
Features
Budgeting, unusual spending alerts, investment tracking, retirement planning, and financial advisors
Pricing
Most features are free; advanced features require using them to track at least $100,000 worth of investments
Platforms
Desktop, iOS, Android
Best for
Wealth management
Personal Capital Full Review
Prism
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Watch a video review of this product
Pros & Cons
Auto-pays bills
Lets users know if bills are larger than expected
Tracks anticipated spending on a calendar
Other apps have more features
Can only use in the U.S
Features
Bill payment, budgeting, unusual spend reports, and categorization
Pricing
Free
Platforms
iOS, Android, Windows, Fire OS
Best for
Auto-paying bills
Prism Full Review
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